Pre-Qualified? Here’s How to Find (and Win) Your First Home

Congratulations! Getting pre-qualified for a home loan is a huge milestone. You’re already
ahead of most first-time buyers. But what you do next can make all the difference in finding the
right home and making it yours.

Here’s how successful first-time buyers are making the most of their pre-qualification:
✅ Know Your True Budget
Pre-qualification tells you how much you can spend, but your comfort zone may be less. Decide
on your ideal payment before you start shopping.
✅ Move Quickly When You See the Right Home
In many markets, great homes go fast. Being pre-qualified means you can make an offer right
away which is a big advantage over unprepared buyers.
✅ Understand What Matters Most
Separate your “must-haves” from “nice-to-haves” so you can act with confidence when the right
property appears.
✅ Work With a Local Pro
An experienced agent knows how to uncover hidden gems, write strong offers, and guide you
through inspections, negotiations, and closing with less stress.
💡 The bottom line?
You’ve already done the hard work of getting pre-qualified, now it’s time to put that advantage
to work and get you into your first home.

Contact us today to get started:
Phone: 705-243-9000
Email: hello@cbelectricrealty.ca
Office: 215 George Street North, Peterborough, ON

Follow us for market updates, tips, and more:

Your real estate journey starts here with the Real estate company that shines like no other.

Posted on August 28, 2025 at 1:57 pm
Coldwell Banker Electric Realty, Brokerage | Category: Buying a Home

Why Waiting Could Cost You: Smart Buyers Are Getting Ahead of the Market

Thinking of buying a home but wondering if now is the right time? You’re not alone and while some buyers are hitting pause, the savvy ones are jumping in now and here’s why:

✅ Less Competition

With fewer buyers in the market during summer’s slowdown, you may have a better shot at the home you love.

📉 Room to Negotiate

Sellers are more open to negotiating price, repairs, or closing costs when the pace slows down. You may be able to get more value than you think.

📈 Home Values Are Still Rising

Home prices may not be skyrocketing, but they’re still climbing in many areas. Waiting could mean paying more later and locking in at a higher rate.

💡 You’re Building Equity, Not Paying Rent Every mortgage payment is a step toward long-term wealth. Even if rates feel high now,
refinancing is always an option when they drop.

The smartest move? Be prepared, get pre-approved, and work with a local expert (like one of our agents!) to spot the right opportunities.

📲 Ready to talk strategy or see what’s available? Let’s connect.

Contact us today to get started:
Phone: 705-243-9000
Email: hello@cbelectricrealty.ca
Office: 215 George Street North, Peterborough, ON

Follow us for market updates, tips, and more:

Your real estate journey starts here with the Real estate company that shines like no other.

Posted on August 22, 2025 at 3:22 pm
Coldwell Banker Electric Realty, Brokerage | Category: Buying a Home